How can you fix insurance in Czech republic? You can’t. You build your own. Disruptive OWN venture of CreativeDock with work-name “Pulse” is simple online life and illness insurance. We focus on healthy and active lifestyle. If you run at least 60 mins per week, then you have 30% less chance to gain long term sickness. Well and if you run with your mobile app or smart-wearables, we cash-back you every 3 months 30% of what you paid. Have you ever heard about insurance company, which regularly gives back money to you?