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CASE STUDY
FINTECH
Simplifying Finances for Freelancers
Learn how Raiffeisenbank International and Creative Dock launched Fairo, a mobile banking app tailored to streamline financial management for freelancers in Europe.
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The client
Raiffeisenbank International
Raiffeisenbank International (RBI) is a leading banking group in Central and Eastern Europe. In collaboration with Creative Dock, RBI launched Fairo, a mobile app that simplifies financial tasks for freelancers and small business owners, helping them manage invoicing, taxes, and accounting with ease.
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The Challenge
Meeting the Financial Needs of European Freelancers
01
Addressing Financial Complexity
Freelancers often struggle with the administrative side of their work, including invoicing, tracking expenses, and managing taxes. RBI needed a solution to simplify these processes for freelancers
02
Navigating the Ukrainian Market
Ukraine, chosen as the initial market due to its growing freelance sector, presented unique challenges, such as frequent changes in tax payment details and limited open banking integration.
03
Adapting to External Challenges
The war in Ukraine and resulting geopolitical instability led to RBI temporarily suspending the banking functions of Fairo, requiring a pivot to strengthen the app’s non-banking capabilities.
discover FAIRO
Fairo: A User-Friendly App that Takes the Hassle out of Freelance Finances
Automated tracking of invoice payments
Real-time tax calculations and reminders
Automatic transaction sorting for bookkeeping
Direct income tax report submissions
Who we are
Empowering Financial Independence with Digital Innovation
At Creative Dock, we focus on building solutions that meet the specific needs of emerging market segments, like freelancers and small business owners. By combining digital expertise with user-centric design, we help clients like Raiffeisenbank International create platforms that streamline financial management and support business growth.
WHAT WE DO
Our product expertise includes
Financial Technology (FinTech) Solutions
Automation & Efficiency Tools
Market-Specific Adaptation
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The Creative Dock blueprint
360-degree business building
From idea through scaling to operations, we go beyond advising—we execute.
Fast-tracking your fintech success
Accelerate your fintech solutions with our in-house methodology. Launch within 3 to 4 months.
Resilience & lasting success
Build a business that stands the test of time with the help of our Strategic Foresight service.
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